In a significant move that promises to transform startup financing, Finns has unveiled Atlas, its proprietary AI-powered risk assessment engine. This breakthrough technology marks a dramatic shift in how growth-stage companies can access capital, reducing the traditional weeks-long funding decision process to just hours while maintaining the company's rigorous evaluation standards.

Revolutionizing risk assessment

"The traditional funding landscape has always forced founders to choose between speed and favorable terms," explains Dr. Maria Alvarez, Finns' Chief Technology Officer, speaking from the company's newly opened tech hub in Amsterdam. "We've spent the last 18 months building Atlas to eliminate this false dichotomy. Our system can analyze thousands of data points across market dynamics, financial health, and growth trajectories in minutes – a process that typically takes weeks of analyst time."

The impact on founders has been immediate and substantial. During the beta testing phase, companies like TechFlow and QuantumScale received funding decisions within four hours of submitting their applications. More importantly, the system's sophisticated analysis has enabled Finns to offer more competitive terms to promising companies that might have been overlooked by traditional assessment methods.

Beyond traditional metrics

Atlas represents a fundamental rethinking of startup risk assessment. While traditional lenders focus primarily on historical financial data, Atlas incorporates a broader spectrum of indicators, including:

• Team composition and experience analysis

• Market opportunity sizing using real-time data

• Customer concentration and contract quality evaluation

• Technology stack assessment and scalability metrics

• Competitive landscape positioning

"What makes Atlas unique is its ability to understand the nuanced patterns that indicate startup success," says James Chen, Head of Data Science at Finns. "We've trained the system on data from thousands of successful startups, allowing it to identify promising companies that might be overlooked by conventional metrics."

The human element remains crucial

Despite the advanced automation, Finns emphasizes that Atlas augments rather than replaces human expertise. "The AI doesn't make decisions – it empowers our team to make better ones," clarifies Sarah O'Connor, Finns' Head of Risk. "Atlas handles the heavy lifting of data analysis, allowing our experts to focus on understanding the unique aspects of each company's story and potential."

This hybrid approach has already shown remarkable results. In the first month of full deployment, Atlas has:

• Processed applications from 127 companies across 14 countries

• Reduced the average time to initial funding decision by 93%

• Identified 15 high-potential companies that might have been missed by traditional assessment methods

• Enabled the Finns team to offer 22% more favorable terms on average

Looking ahead

The launch of Atlas coincides with Finns' broader expansion plans. The company recently announced the opening of new offices in Berlin and Singapore, with plans to enter four additional markets by Q3 2025. "Atlas is a key component of our scaling strategy," reveals CEO Thomas Müller. "By automating the intensive parts of our assessment process, we can focus on building deeper relationships with founders and providing the strategic support that sets Finns apart."

For founders, the implications are clear. "We're entering an era where access to growth capital can match the speed of innovation," says Müller. "Atlas is just the beginning. We're already working on features that will help us predict which companies are ready for their next growth phase and proactively offer them the capital they need to scale."

The launch of Atlas comes at a crucial time for the European tech ecosystem, as companies increasingly seek alternatives to traditional venture capital. With this new technology, Finns is not just offering faster decisions – it's redefining how growth-stage companies access the capital they need to scale.

"In the end, this is about more than just speed," concludes Dr. Alvarez. "It's about building a financial system that can keep pace with the companies shaping our future. Atlas helps us identify and support these innovators faster than ever before."